Home Loans | Purchase, Construction, Refinance or HELOC

Welcome to Bell Financial Group!

With over 24 years of experience in the mortgage industry, we ensure that you receive the best loan customized to your specific needs. As a Mortgage Broker and In-House Lender we have 100’s of loan products ranging from residential mortgages to the savvy commercial investors. We truly are your one-stop mortgage shop for many communities including Idaho, Utah, Arizona, Montana, and Wyoming.

Rated 5 stars by over 250 local homeowners

Let us help you get your home today.

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Years Experience

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Loans Closed

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Of our clients would recommend us

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Rated mortgage company in Southeast Idaho

Low Rates. Zero Hassles.

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The Bell Financial Group Team

Start your home loan process here!

The Bell Financial Group team is committed to providing our clients with the highest quality mortgage services combined with the lowest rates available in the area. Our outstanding staff will work with you one on one to ensure that you get a mortgage solution that is tailored specifically to meet your financing needs.

Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

Loan Options

We Offer Many Different Loan Programs To Meet Your Needs.

FHA Loans

A great option for first time home buyers, FHA Loans are backed by the federal government, allowing lenders to offer competitive interest rates and less stringent eligibility requirements. Many first time home buyers find the low down payments particularly appealing.

Start a FHA Loan

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Start a Refinance Loan

Conventional Loans

Conventional loans are mortgages that are not backed by the government. This loan option is the most popular program for borrowers that have higher income and credit scores. These loans tend to have good rates, better flexibility, and lower costs.

Start a Conventional Loan

VA Loans

VA Loans are intended to allow veterans and active duty service members achieve the dream of home ownership. Backed by the federal government, VA Mortgages have no private mortgage insurance, no pre-payment penalties, low or no down payments, and some even have 100% financing.

Start a VA Loan

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Start a Jumbo Loan

Home Purchase Loans

We have several loan options to help you find and purchase your dream home.

Start a Purchase Loan

View All Loan Programs

What our clients are saying

Cole L.

I have bought 2 homes with Bell Financial, and each time has been flawless. Adam is extremely knowledgeable and breaks it done so you understand everything. He will call you and make sure everything stays on track you make sure you don't forget anything. He's a great security blanket to have in much an important decision, He will be honest with you and make sure you are set in the right direction!!

Cacie C.

We will only use Adam Bell when purchasing or refinancing a house. He treats us like a client the whole way through and answers every question. It feels great to have a finance guy in our corner!!!

Jordyn C.

Adam and his team where nothing short of fantastic! They were so quick to respond and patient, especially since this was our first home purchase. I could not recommend them more. We will definitely be back for any future purchases.

Timothy S.

True professionals who took the time to really educate me and answer all of my questions. They are also very well connected and were able to steer me toward others who could help me as well. Bell Financial Group held my hand and made the loan process as smooth as it could be!

Call Us: (208) 932-4559

Exceeding home lending expectations since 1998