HFA Loan

HFA Loan

Lower Your monthly mortgage payment with an HFA Loan

Fannie HFA Preferred/Freddie HFA Advantage – LOMI

  • Homebuyers with a maximum income of 80% Area Median Income
  • Low cost private mortgage insurance
  • May qualify for up to $2,000 income tax credit each year
  • Homebuyer education is recommended and may be required

Pair your loan with these additional benefits

Make buying your home a more affordable and successful experience with the following programs
and services available through Idaho Housing:

  • Down payment and closing cost assistance including our Second Mortgage and Forgivable Loan
  • Finally Home!® Homebuyer Education offered statewide and online at finallyhome.org
  • FREE housing counseling services
  • Excellent customer service
  • Loans always serviced in Idaho


AK Bell Inc. NMLS # 2066
dba Bell Financial Group

Licensed in
AZ MB# 1039479
ID MBL# 5631
Montana, Utah, and Wyoming

Contact Us

Bell Financial Group
1833 E 17th Street
Idaho Falls, ID 83404
(208) 932-4559