Lower Your monthly mortgage payment with an HFA Loan

Fannie HFA Preferred/Freddie HFA Advantage – LOMI

• Homebuyers with a maximum income of 80% Area Median Income
• Low cost private mortgage insurance
• May qualify for up to $2,000 income tax credit each year
• Homebuyer education is recommended and may be required

Pair your loan with these additional benefits

Make buying your home a more affordable and successful experience with the following programs
and services available through Idaho Housing:

• Down payment and closing cost assistance including our Second Mortgage and Forgivable Loan
• Finally Home!® Homebuyer Education offered statewide and online at finallyhome.org
• FREE housing counseling services
• Excellent customer service
• Loans always serviced in Idaho